Terms and Conditions
Last updated: January 15, 2024
These Terms and Conditions govern the use of the panoramadiarioco.com website and the services offered by Panorama Diario CO.
1. Acceptance of Terms
By accessing and using this website, you agree to be bound by these Terms and Conditions, all applicable laws and regulations, and agree that you are responsible for compliance with applicable local laws.
2. Description of Services
Panorama Diario CO offers information and guidance services about government financial support programs and financial education. Our services include informational consultations, guides on benefit programs, and educational resources on personal finance.
3. Website Use
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of third parties or restrict or inhibit the use and enjoyment of the site by other users. You must not transmit material that is defamatory, obscene, threatening, or that violates intellectual property rights.
4. Information Does Not Constitute Professional Advice
The information provided on this website is for informational purposes only and does not constitute financial, legal, or professional advice. We recommend consulting with qualified professionals before making important financial decisions.
5. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Panorama Diario CO or its content providers and is protected by Colombian intellectual property laws and international treaties.
6. Limitation of Liability
Panorama Diario CO shall not be liable for direct, indirect, incidental, consequential, or punitive damages resulting from the use or inability to use our services or website. We do not guarantee that the site will be error-free or operate without interruptions.
7. Links to Third-Party Sites
This website may contain links to third-party websites. These links are provided solely for your convenience. We have no control over the content of these sites and assume no responsibility for them.
8. Modifications
We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect immediately upon posting on the website. Continued use of the site after such changes constitutes your acceptance of the new terms.
9. Applicable Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of Colombia. Any dispute arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Bogotá, Colombia.
10. Contact
If you have questions about these Terms and Conditions, you can contact us at: contacto@panoramadiarioco.com or at our address: Carrera 7 No. 71-21, Tower B, Office 801, Bogotá D.C., Colombia.